摘 要
回首全球經(jīng)濟(jì)的發(fā)展，不難發(fā)現(xiàn)已經(jīng)過(guò)去的20世紀(jì)是中小企業(yè)廣泛發(fā)展的時(shí)代，這一時(shí)期中小企業(yè)的迅猛發(fā)展不僅為西方發(fā)達(dá)國(guó)家的社會(huì)經(jīng)濟(jì)注入了新的活力，而且也極大推動(dòng)了發(fā)展中國(guó)家經(jīng)濟(jì)的發(fā)展，從而促進(jìn)了全球經(jīng)濟(jì)的持續(xù)繁榮、穩(wěn)定發(fā)展。近幾十年來(lái)，中小企業(yè)在促進(jìn)各國(guó)經(jīng)濟(jì)發(fā)展、藥業(yè)進(jìn)步、產(chǎn)業(yè)結(jié)構(gòu)優(yōu)化、擴(kuò)大就業(yè)、財(cái)政稅收、國(guó)際貿(mào)易與出口創(chuàng)匯等方面發(fā)揮了重要作用。
本文基于中小企業(yè)這一特殊群體之下，以xx藥業(yè)為實(shí)例，運(yùn)用融資的基本理論知識(shí)，對(duì)xx藥業(yè)融資存在的問(wèn)題進(jìn)行分析，提出對(duì)策。xx藥業(yè)融資存在的主要問(wèn)題是：融資渠道單一，企業(yè)資金運(yùn)用較為緊張，存貨占用資金偏大，資本結(jié)構(gòu)不合理等。針對(duì)這些問(wèn)題，本文從企業(yè)內(nèi)部、外部同時(shí)分析其融資存在問(wèn)題的原因，并立足于現(xiàn)實(shí)，對(duì)其融資中存在的問(wèn)題，從微觀、宏觀的角度分別提出相應(yīng)的可行性對(duì)策。

關(guān)鍵詞： 醫(yī)藥公司 融資方式 融資對(duì)策
















Abstract
Looking back the development of global economy, it is not difficult to find that have the past 20 century is the era of small and medium-sized enterprise wide development, a period of rapid development of small and medium-sized enterprises not only for western developed countries new vigor into the social economy, but also promotes greatly to the economic development of the developing countries, so as to promote the global economic prosperity, and stable development. In recent decades, small and medium-sized enterprises in promoting the economic development of all countries, the progress of science and technology, industrial structure optimization, expanding employment, tax revenue, international trade and export has played an important role.
This paper, based on the small and medium-sized enterprises under the special group to kimball, for example, use the financing of the elementary theory knowledge, the financing of kimball pharmaceutical analysis of existing problems, and puts forward countermeasures. Kimball pharmaceutical financing the existing problem is: the financing channels of a single, enterprise fund use more nervous, stock take fund too large, capital structure is unreasonable, etc. To solve these problems, this article from the enterprise internal and external the paper analyses the reasons of the finance problems, and based on reality, the problems existing in the financing from the microcosmic, macroscopic perspective to put forward the corresponding countermeasures are the feasibility of.

Keywords Pharmaceutical company financing way financing countermeasures







目 錄

摘 要 1
Abstract 2
目 錄 3
第1章 緒 論 5
1.1 選題背景 5
1.2 國(guó)內(nèi)外研究現(xiàn)狀 6
1.2.1國(guó)外研究現(xiàn)狀 6
1.2.2國(guó)內(nèi)研究現(xiàn)狀 7
1.3 研究目的及意義 8
第2章 融資的理論基礎(chǔ) 9
2.1 融資的基本理論 9
2.1.1 融資的含義 9
2.1.2 融資方式 9
2.1.3融資成本 11
2.2融資的基本結(jié)構(gòu)理論 12
2.2.1企業(yè)融資的金融成長(zhǎng)周期理論 12
2.2.2融資的需求與供給理論 12
2.3 融資的基本原則 13
2.3.1力求降低資金成本 13
2.3.2控制財(cái)務(wù)風(fēng)險(xiǎn) 14
2.3.3適時(shí)取得資金 14
2.4 信息不對(duì)稱理論與融資缺口理論 14
2.4.1信息不對(duì)稱理論 14
2.4.2融資缺口理論 15
2.4.3信息不對(duì)稱理論與融資缺口理論的比較 15
第3章 xx藥業(yè)融資存在的問(wèn)題及原因分析 16
3.1 公司概況 16
3.1.1自然概況 16
3.1.2公司財(cái)務(wù)管理概況 17
3.1.3xx藥業(yè)財(cái)務(wù)報(bào)表分析 17
3.2 公司融資存在的問(wèn)題 22
3.3 公司融資存在問(wèn)題的原因分析 23
3.3.1內(nèi)源融資能力嚴(yán)重不足 23
3.3.2從銀行貸款困難大 24
3.4公司外部融資存在的問(wèn)題 26
3.4.1商業(yè)銀行貸款存在障礙 26
3.4.2中小金融機(jī)構(gòu)發(fā)展相對(duì)不足 27
3.4.3在銀行的信用不足 28
第4章 xx藥業(yè)融資問(wèn)題解決對(duì)策 29
4.1提高公司自身融資能力 29
4.1.1內(nèi)部管理的調(diào)整 29
4.1.2積極發(fā)展關(guān)系貸款 31
4.2優(yōu)化融資外部環(huán)境 32
4.2.1拓寬公司融資渠道 32
4.2.2 完善融資的間接市場(chǎng) 33
4.2.3提高公司在銀行的信用 34
結(jié) 論 36
致 謝 37
參考文獻(xiàn) 38