個(gè)人信用數(shù)據(jù)采集和傳輸原型系統(tǒng)實(shí)現(xiàn)
1.5萬字 45頁
包括開題報(bào)告和任務(wù)書

附錄A 用潤乾報(bào)表進(jìn)行數(shù)據(jù)統(tǒng)計(jì)
附錄B 生成的報(bào)文示例


摘 要
個(gè)人征信體系是社會(huì)信用體系的重要組成部分，其主要作用是通過對(duì)個(gè)人信貸信息以及個(gè)人基本信息等進(jìn)行整合和加工，形成一個(gè)對(duì)消費(fèi)者個(gè)人公正、全面的信用形象檔案，使相關(guān)機(jī)構(gòu)可以以這一信用形象作為經(jīng)營活動(dòng)的參考依據(jù)，為銀行和社會(huì)有關(guān)方面系統(tǒng)了解個(gè)人的信用和信譽(yù)狀況提供服務(wù)。
本文首先敘述了個(gè)人征信體系的現(xiàn)狀與發(fā)展趨勢，然后針對(duì)開發(fā)個(gè)人征信系統(tǒng)進(jìn)行可行性與風(fēng)險(xiǎn)分析，接著分析中國人民銀行下達(dá)的個(gè)人征信系統(tǒng)需求文檔和個(gè)人征信數(shù)據(jù)采集接口規(guī)范，并且針對(duì)這些需求制定完善的設(shè)計(jì)文檔。描述了如何利用J2EE技術(shù)和流行的JAVA開源框架，開發(fā)出一個(gè)針對(duì)商業(yè)銀行客戶的個(gè)人信用數(shù)據(jù)的采集與傳輸系統(tǒng)。該系統(tǒng)涉及許多接口規(guī)范和安全方面的知識(shí)，能夠把個(gè)人的基本信息與貸款信息等按照接口規(guī)范生成相應(yīng)的報(bào)文向人民銀行進(jìn)行報(bào)送。

關(guān)鍵字： 個(gè)人征信，接口規(guī)范，數(shù)據(jù)采集，報(bào)文
The collection and transmission system of the personal credit information

Abstract
Personal Credit System is a important component of the social credit system. It’s used to combine and process the personal credit information and the personal basic information, as a result,the consumer’s fairly and overall credit image files will be creat-ed. so that the relevant organization can make the image as a referrence basis that c-onducts an activity. to provide a service understand personal reputation and the prestig-e condition for the bank and the society.
This paper first describes the current situation and development trend of the perso-nal credit system, then conduct a feasibility and risk analysis focus on the developme-nt of the personal credit system, and then analyzes the personal credit system require-ments documents and personal credit data acquisition interface specification of the Peo-ple's Bank of China. And develop a design document with these requirements. This p-aper also described how to development a collection and transmission system of the personal credit information in commercial bank with J2EE technology and the popularOpen Source Java framework. The system involves many Interface Specification and s-afety knowledge, it can report the personal basic information and credit information tothe People's Bank of China by using the interface specification.

Keywords: personal credit information, the interface specification, data acquisition, report

目 錄
1. 前 言 1
1.1 課題背景及目的 1
1.2 現(xiàn)狀和發(fā)展趨勢 1
1.3 課題研究內(nèi)容及意義 2
1.4 論文結(jié)構(gòu) 2
2. 系統(tǒng)開發(fā)MVC模式與Struts框架 4
2.1 系統(tǒng)網(wǎng)絡(luò)架構(gòu) 4
2.2 開發(fā)環(huán)境和開發(fā)工具 4
2.2.1 開發(fā)平臺(tái) 4
2.2.2 開發(fā)工具 4
2.2.3 數(shù)據(jù)庫平臺(tái) 4
2.3 系統(tǒng)使用技術(shù) 5
2.3.1 基于Struts框架的MVC模式的實(shí)現(xiàn) 5
2.3.2 J2EE下的數(shù)據(jù)庫訪問技術(shù) 6
2.3.3 JSP的文件上傳技術(shù) 7
3. 系統(tǒng)功能分析與設(shè)計(jì) 9
3.1 系統(tǒng)設(shè)計(jì)要求 9
3.1.1 系統(tǒng)設(shè)計(jì)目標(biāo) 9
3.1.2 系統(tǒng)設(shè)計(jì)原則 9
3.2 系統(tǒng)結(jié)構(gòu) 9
3.2.1 系統(tǒng)硬件實(shí)現(xiàn)結(jié)構(gòu) 9
3.2.2 系統(tǒng)功能框架結(jié)構(gòu) 10
3.3 數(shù)據(jù)庫結(jié)構(gòu) 12
3.4 數(shù)據(jù)采集格式 12
3.4.1 接口規(guī)范要求 12
3.4.2 個(gè)人信息采集分類 15
3.4.3 系統(tǒng)數(shù)據(jù)采集報(bào)文的結(jié)構(gòu) 15
3.4.4 系統(tǒng)數(shù)據(jù)項(xiàng)信息采集模型 18
3.4.5 系統(tǒng)采集數(shù)據(jù)項(xiàng) 18
4. 數(shù)據(jù)采集與傳輸?shù)拈_發(fā)與實(shí)現(xiàn) 23
4.1 數(shù)據(jù)采集與報(bào)送業(yè)務(wù)流程 23
4.2 數(shù)據(jù)采集實(shí)現(xiàn) 23
4.3 報(bào)文傳輸實(shí)現(xiàn) 26
4.4 數(shù)據(jù)采集流程界面展示 29
5. 開發(fā)難點(diǎn)與解決途徑 33
5.1 如何處理不完整的數(shù)據(jù) 33
5.2 如何處理復(fù)雜繁多的數(shù)據(jù) 33
5.3 如何上傳報(bào)文文件 34
6. 結(jié) 論 37
致 謝 38
參考文獻(xiàn) 39
附 錄 40
附錄A 用潤乾報(bào)表進(jìn)行數(shù)據(jù)統(tǒng)計(jì)（演示圖） 40
附錄B 生成的報(bào)文示例 40



參考文獻(xiàn)
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