我國影子銀行的發(fā)展現狀及風險監(jiān)管

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目錄
摘要................................................................................... ....................1-2
第1章 影子銀行的概述..........................................................................................3-5
1.1影子銀行基本概念..........................................................................................3-4
1.2 影子銀行的特征..............................................................................................4
1.3 影子銀行的構成………………………………………………………………4-5
第2章 我國影子銀行的發(fā)展現狀.............................................................................6-9
2.1 我國影子銀行的規(guī)模........................................................................... .........6
2.2我國影子銀行的主要類型..............................................................................6-8
2.3我國影子銀行的分布狀況..............................................................................8-9
2.4 我國影子銀行的特點.....................................................................................9
第3章 我國影子銀行的影響...................................................................................10-12
3.1 我國影子銀行發(fā)展帶來的機遇....................................................................10-11
3.1.1 有利于利率市場化.................................................................................10
3.1.2 豐富融資渠道，滿足中小企業(yè)融資需求.............................................10
3.1.3 充分利用社會閑散資金，優(yōu)化貨幣資源配置....................................10-11
3.1.4 積累金融監(jiān)管的經驗............................................................................11
3.2 影子銀行發(fā)展造成的不良影響 ..................................................................11-12
3.2.1 削弱貨幣政策效果.........,........................................... ................ …….11
3.2.2 增大金融風險.........,........................................... ................ .................11-12
3.2.3 難以有效促進經濟的增長.................................................................... 12
第4章 關于加強我國影子銀行監(jiān)管的政策措施................................. ...............13-15
4.1 建立宏觀審慎金融監(jiān)管體系.................................. ................ ..... ………...13-15
4.1.1 明確監(jiān)管主體…………………………………………………………..13
4.1.2 監(jiān)管方法及原則………………………………………………………..13-14
4.1.3 進一步健全有關監(jiān)管法規(guī)......................................................................14
4.1.4 實施影子銀行信息披露機制............................... ................ ................14-15
4.2 加強金融機構自身的風險管理.......................................................................15
4.2.1 非銀行金融機構增強風險防范意識和能力………..... .... ....................15
4.2.2 完善影子銀行內控機制……………………………………………….15
4.2.3實體銀行與影子銀行間建立防火墻,防止風險傳染... .... ..................15
4.3 建立影子銀行風險預警機制…………………………………………………15-16
4.4加快推進金融改革和金融創(chuàng)新.......................................................................16
參考文獻…………………………………………………………………………17-18


摘要：近年來，影子銀行受到了廣泛關注。我國的影子銀行業(yè)務開始發(fā)展起來,對經濟產生了重大影響。本文在對影子銀行的基本概念、特征進行介紹的基礎上，分析了我國影子銀行各方面的發(fā)展狀況，包括種類、規(guī)模、地區(qū)分布等，明確影子銀行對我國經濟產生的雙重影響，最后提出合理建議，認為應當完善相關法律法規(guī)，明確影子銀行的信息披露義務，推進金融改革和創(chuàng)新。
關鍵詞：影子銀行、風險、金融監(jiān)管


The development status quo of China’s shadow banking and risk regulation
Abstract: In recent years, the shadow banking system has received the widespread attention. Shadow banking business began to grow in our country, has a significant impact on the economy. Based on the basic concept and characters of the shadow banking is introduced on the basis of the analysis of the development in all aspects of the shadow banking in our country, including the type, size, region distribution, etc., clear shadow banking dual influence on our country's economy, finally put forward reasonable Suggestions, think should perfect relevant laws and regulations, clear shadow banking information disclosure obligation, to promote financial reform and innovation.
Key words：shadow banking ,risk ,financial regulation